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<h2> CHAPTER XX </h2>
<p>They went out; and Montague waited a minute or two, to give them a chance
to get out of the way, and then he rang the elevator bell and entered the
car.</p>
<p>It stopped again at the next floor, and he gave a start of excitement. As
the door opened, he saw a group of men, with Duval, Ward, and General
Prentice among them. He moved behind the elevator man, so that none of
them should notice him.</p>
<p>Montague had caught one glimpse of the face of General Prentice. It was
deathly pale. The General said not a word to anyone, but went out into the
corridor. The other hesitated for a moment, then, with a sudden
resolution, he turned and followed. As his friend passed out of the door,
he stepped up beside him.</p>
<p>“Good evening, General,” he said. The General turned and stared at him,
half in a daze.</p>
<p>“Oh, Montague!” he said. “How are you?”</p>
<p>“Very well,” said Montague.</p>
<p>In the street outside, among a group of half a dozen automobiles, he
recognised the General's limousine car.</p>
<p>“Where are you going?” he asked.</p>
<p>“Home,” was the reply.</p>
<p>“I'll ride with you, if you like,” said Montague. “I've something to say
to you.”</p>
<p>“All right,” said the General. He could not very well have refused, for
Montague had taken him by the arm and started toward the car; he did not
intend to be put off.</p>
<p>He helped the General in, got in himself, and shut to the door behind him.
Prentice sat staring in front of him, still half in a daze.</p>
<p>Montague watched him for a minute or so. Then suddenly he leaned toward
him, and said, “General, why do you let them persuade you to do it?”</p>
<p>“Hey?” said the other.</p>
<p>“I say,” repeated Montague, “why do you let them persuade you?”</p>
<p>The other turned and stared at him, with a startled look in his eyes.</p>
<p>“I know all about what has happened,” said Montague. “I know what went on
at that conference.”</p>
<p>“What do you mean?” gasped the General.</p>
<p>“I know what they made you promise to do. They are going to wreck the
Gotham Trust Company.”</p>
<p>The General was dumfounded. “Why!” he gasped. “How? Who told you? How
could you—”</p>
<p>Montague had to wait a minute or two until his friend had got over his
dismay.</p>
<p>“I cannot help it,” he burst out, finally. “What can I do?”</p>
<p>“You can refuse to play their game!” exclaimed Montague.</p>
<p>“But don't you suppose that they would do it just the same? And how long
do you suppose that I would last, if I refused them?”</p>
<p>“But think of what it means!” cried Montague. “Think of the ruin! You will
bring everything about your head.”</p>
<p>“I know, I know!” cried the General, in a voice of anguish. “Don't think
that I haven't realised it—don't think that I haven't fought against
it! But I am helpless, utterly helpless.”</p>
<p>He turned upon Montague, and caught his sleeve with a trembling hand. “I
never thought that I would live to face such an hour,” he exclaimed. “To
despise myself—to be despised by all the world! To be browbeaten,
and insulted, and dragged about—”</p>
<p>The old man paused, choking with excess of emotion. “Look at me!” he
cried, with sudden vehemence. “Look at me! You think that I am a man, a
person of influence in the community, the head of a great institution in
which thousands of people have faith. But I am nothing of the kind. I am a
puppet—I am a sham—I am a disgrace to myself and to the name I
bear!”</p>
<p>And suddenly he clasped his hands over his face, and bowed his head, so
that Montague should not see his grief.</p>
<p>There was a long silence. Montague was dumb with horror. He felt that his
mere presence was an outrage.</p>
<p>Finally the General looked up again. He clenched his hand, and mastered
himself.</p>
<p>“I have chosen my part,” he said. “I must play it through. What I feel
about it makes no difference.”</p>
<p>Montague again said nothing.</p>
<p>“I have no right to inflict my grief upon you,” the General continued. “I
have no right to try to excuse myself. There is no turning back now. I am
Dan Waterman's man, and I do his bidding.”</p>
<p>“But how can you have got into such a position?” asked Montague.</p>
<p>“A friend of mine organised the Trust Company of the Republic. He asked me
to become president, because I had a name that would be useful to him. I
accepted—he was a man I knew I could trust. I managed the business
properly, and it prospered; and then, three years ago, the control was
bought by other men. That was when the crisis came. I should have
resigned. But I had my family to think of; I had friends who were
involved; I had interests that I could not leave. And I stayed—and
that is all. I found that I had stayed to be a puppet, a figurehead. And
now it is too late.”</p>
<p>“But can't you withdraw now?” asked Montague.</p>
<p>“Now?” echoed the General. “Now, in the most critical moment, when all my
friends are hanging upon me? There is nothing that my enemies would like
better, for they could lay all their sins at my door. They would class me
with Stewart and Ryder.”</p>
<p>“I see,” said Montague, in a low voice.</p>
<p>“And now the crisis comes, and I find out who my real master is. I am told
to do this, and do that, and I do it. There are no threats; I understand
without any. Oh, my God, Mr. Montague, if I should tell you of some of the
things that I have seen in this city—of the indignities that I have
seen heaped upon men, of the deeds to which I have seen them driven. Men
whom you think of as the most honourable in the community—men who
have grown grey in the service of the public! It is too brutal, too
horrible for words!”</p>
<p>There was a long silence.</p>
<p>“And there is nothing you can do?” asked Montague.</p>
<p>“Nothing,” he answered.</p>
<p>“Tell me, General, is your institution sound?”</p>
<p>“Perfectly sound.”</p>
<p>“And you have done nothing improper?”</p>
<p>“Nothing.”</p>
<p>“Then why should you fear Waterman?”</p>
<p>“Why?” exclaimed the General. “Because I am liable for eighty per cent of
my deposits, and I have only five per cent of reserves.”</p>
<p>“I see!” said Montague.</p>
<p>“It is a choice between Stanley Ryder and myself,” added the other. “And
Stanley Ryder will have to fight his own battle.”</p>
<p>There was nothing more said. Each of the men sat buried in his own
thoughts, and the only sound was the hum of the automobile as it sped up
Broadway.</p>
<p>Montague was working out another course of action. He moved to another
seat in the car where he could see the numbers upon the street lamps as
they flashed by; and at last he touched the General upon the knee. “I will
leave you at the next corner,” he said.</p>
<p>The General pressed the button which signalled his chauffeur, and the car
drew up at the curb. Montague descended.</p>
<p>“Good night, General,” he said.</p>
<p>“Good night,” said the other, in a faint voice. He did not offer to take
Montague's hand. The latter closed the door of the car, and it sped away
up the street.</p>
<p>Then he crossed over and went down to the River drive, and entered Lucy's
apartment house.</p>
<p>“Is Mrs. Taylor in?” he asked of the clerk.</p>
<p>“I'll see,” said the man. Montague gave his name and added, “Tell her it
is very important.”</p>
<p>Lucy came to the door herself, clad in an evening gown.</p>
<p>One glance at his haggard face was enough to tell her that something was
wrong. “What is it, Allan?” she cried.</p>
<p>He hung up his hat and coat, and went into the drawing-room.</p>
<p>“What is it, Allan?” she cried again.</p>
<p>“Lucy, do you know where Stanley Ryder is?” he asked.</p>
<p>“Yes,” she answered, and added quickly, “Oh! it's some bad news!”</p>
<p>“It is,” said he. “He must be found at once.”</p>
<p>She stared at him for a moment, hesitating; then, her anxiety overcoming
every other emotion, she said, “He is in the next room.”</p>
<p>“Call him,” said Montague.</p>
<p>Lucy ran to the door. “Come in. Quickly!” she called, and Ryder appeared.</p>
<p>Montague saw that he was very pale; and there was nothing left of his air
of aristocratic serenity.</p>
<p>“Mr. Ryder,” he began, “I have just come into possession of some news
which concerns you very closely. I felt that you ought to know. There is
to be a directors' meeting to-morrow morning, at which it is to be decided
that the bank which clears for the Gotham Trust Company will discontinue
to do it.”</p>
<p>Ryder started as if he had been shot; his face turned grey. There was no
sound except a faint cry of fright from Lucy.</p>
<p>“My information is quite positive,” continued Montague. “It has been
determined to wreck your institution!”</p>
<p>Ryder caught at a chair to support himself. “Who? Who?” he stammered.</p>
<p>“It is Duval and Waterman,” said Montague.</p>
<p>“Dan Waterman!” It was Lucy who spoke.</p>
<p>Montague turned to look at her, and saw her eyes, wide open with terror.</p>
<p>“Yes, Lucy,” he said.</p>
<p>“Oh, oh!” she gasped, choking; then suddenly she cried wildly, “Tell me! I
don't understand—what does it mean?”</p>
<p>“It means that I am ruined,” exclaimed Ryder.</p>
<p>“Ruined?” she echoed.</p>
<p>“Absolutely!” he said. “They've got me! I knew they were after me, but I
didn't think they'd dare!”</p>
<p>He ended with a furious imprecation; but Montague had kept his eyes fixed
upon Lucy. It was her suffering that he cared about.</p>
<p>He heard her whisper, under her breath, “It's for me!” And then again,
“It's for me!”</p>
<p>“Lucy,” he began; but suddenly she put up her hand, and rushed toward him.</p>
<p>“Hush! he doesn't know!” she panted breathlessly. “I haven't told him.”</p>
<p>And then she turned toward Ryder again. “Oh, surely there must be some
way,” she cried, wildly. “Surely—”</p>
<p>Ryder had sunk down in a chair and buried his face in his hands. “Ruined!”
he exclaimed. “Utterly ruined! I won't have a dollar left in the world.”</p>
<p>“No, no,” cried Lucy, “it cannot be!” And she put her hands to her
forehead, striving to think. “It must be stopped. I'll go and see him.
I'll plead with him.”</p>
<p>“You must not, Lucy!” cried Montague, starting toward her.</p>
<p>But again she whirled upon him. “Not a word!” she whispered, with fierce
intensity. “Not a word!”</p>
<p>And she rushed into the next room, and half a minute later came back with
her hat and wrap.</p>
<p>“Allan,” she said, “tell them to call me a cab!”</p>
<p>He tried to protest again; but she would not hear him. “You can ride with
me,” she said. “You can talk then. Call me a cab! Please—save me
that trouble.”</p>
<p>He gave the message: and Lucy, meanwhile, stood in the middle of the room,
twisting her hands together nervously.</p>
<p>“Now, Allan, go downstairs,” she said; “wait for me there.” And after
another glance at the broken figure of Ryder, he took his hat and coat and
obeyed.</p>
<p>Montague spent his time pacing back and forth in the entrance-hall. The
cab arrived, and a minute later Lucy appeared, wearing a heavy veil. She
went straight to the vehicle, and sprang in, and Montague followed. She
gave the driver the address of Waterman's great marble palace over by the
park; and the cab started.</p>
<p>Then suddenly she turned upon Montague, speaking swiftly and intensely.</p>
<p>“I know what you are going to say,” she cried. “But you must spare me—and
you must spare yourself. I am sorry that you should have to know this—God
knows that I could not help it! But it cannot be undone. And there is no
other way out of it. I must go to him, and try to save Ryder!”</p>
<p>“Lucy,” he began, “listen to me—”</p>
<p>“I don't want to listen to you,” she cried wildly—almost
hysterically. “I cannot bear to be argued with. It is too hard for me as
it is!”</p>
<p>“But think of the practical side of it!” he cried. “Do you imagine that
you can stop this huge machine that Waterman has set in motion?”</p>
<p>“I don't know, I don't know!” she exclaimed, choking back a sob. “I can
only do what I can. If he has any spark of feeling in him—I'll get
down on my knees to him, I will beg him—”</p>
<p>“But, Lucy! think of what you are doing. You go there to his house at
night! You put yourself into his power!”</p>
<p>“I don't care, Allan—I am not afraid of him. I have thought about
myself too long. Now I must think about the man I love.”</p>
<p>Montague did not answer, for a moment. “Lucy,” he said at last, “will you
tell me how you have thought of yourself in one single thing?”</p>
<p>“Yes, yes—I will!” she cried, vehemently. “I have known all along
that Waterman was following me. I have been haunted by the thought of him—I
have felt his power in everything that has befallen us. And I have never
once told Ryder of his peril!”</p>
<p>“That was more a kindness to him—” began the other.</p>
<p>“No, no!” panted Lucy; and she caught his coat sleeve in her trembling
hands. “You see, you see—you cannot even imagine it of me! I kept it
a secret—because I was afraid!”</p>
<p>“Afraid?” he echoed.</p>
<p>“I was afraid that Ryder would leave me! I was afraid that he would give
me up! And I loved him too much!—Now,” she rushed on—“you see
what kind of a person I have been! And I can sit here, and tell you that!
Is there anything that can make me ashamed after that? Is there anything
that can degrade me after that? And what is there left for me to do but go
to Waterman and try to undo what I have done?”</p>
<p>Montague was speechless, before the agony of her humiliation.</p>
<p>“You see!” she whispered.</p>
<p>“Lucy,” he began, protesting.</p>
<p>But suddenly she caught him by the arm. “Allan,” she whispered, “I know
that you have to try to stop me. But it is no use, and I must do it! And I
cannot bear to hear you—it makes it too hard for me. My course is
chosen, and nothing in the world can turn me; and I want you to go away
and leave me. I want you to go—right now! I am not afraid of
Waterman; I am not afraid of anything that he can do. I am only afraid of
you, and your unhappiness. I want you to leave me to my fate! I want you
to stop thinking about me!”</p>
<p>“I cannot do it, Lucy,” he said.</p>
<p>She reached up and pulled the signal cord; and the cab came to a halt.</p>
<p>“I want you to get out, Allan!” she cried wildly. “Please get out, and go
away.”</p>
<p>He started to protest again; but she pushed him away in frenzy. “Go, go!”
she cried; and half dazed, and scarcely realising what he did, he gave way
to her and stepped out into the street.</p>
<p>“Drive!” she called to the man, and shut the door; and Montague found
himself standing on a driveway in the park, with the lights of the cab
disappearing around a turn.</p>
<p><br/><br/></p>
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