<h2><SPAN name="CHAPTER_XXI" id="CHAPTER_XXI"></SPAN>CHAPTER XXI</h2>
<h2>ABOUT CENT PER CENT.</h2>
<p>Starmidge, lingering a moment on the steps of the bank to consider
whether he would go straight to Chesham or repair to headquarters for a
consultation with his superior, was suddenly joined by the manager who
had just given him his information.</p>
<p>"You are going down to Lowdale Court?" asked the manager.</p>
<p>"During the morning—yes," answered Starmidge.</p>
<p>"If it will be any help to you," said the manager, "I'll ring up Mrs.
Lester on the telephone, and let her know you're coming. She's rather a
nervous woman and it will pave the way for you if I give you a sort of
introduction. Besides—" here he paused, and looked at the detective
with an inquiring air—"don't you think Mrs. Lester had better be
warned—at once—not to speak of this matter until she's seen you?"</p>
<p>"You think she may be approached?" asked Starmidge.</p>
<p>The manager wagged his head and smiled knowingly.</p>
<p>"I think there's something so very queer about this affair that Mrs.
Lester ought to be seen at once," he said.<span class="pagenum"><SPAN name="Page_210" id="Page_210"></SPAN></span></p>
<p>"She shall be!" answered Starmidge. "Tell her I'll be down there within
two hours—I'll motor there. Thank you for your suggestion. Now I'll
just run to headquarters and then be straight off."</p>
<p>He hailed a passing taxi-cab and drove to New Scotland Yard, where he
was presently closeted with a high personage in deep and serious
consultation, the result of which was that by twelve o'clock, Starmidge
and a fellow-officer, one Easleby, in whom he had great confidence, were
spinning away towards the beech-clad hills of Buckinghamshire, and
discussing the features and probabilities of the queer business which
took them there. Before two, they were in the pleasant valley which lies
between Chenies and Chesham and pulling up at the door of a fine old
Jacobean house, which, set in the midst of delightful lawns and gardens,
looked down on the windings of the river Chess. And practical as both
men were, and well experienced in their profession, it struck both as
strange that they should come to such a quiet and innocent-looking place
to seek some explanation of a mystery which had surely some connection
with crime.</p>
<p>The two detectives were immediately shown into a morning room in which
sat a little, middle-aged lady in a widow's cap and weeds, who looked at
her visitors half-timidly, half-welcomingly. She sat by a small table on
which lay a heap of newspapers, and Starmidge's sharp eyes saw at once
that she had been reading the published details of the Scarnham affair.</p>
<p>"You have no doubt been informed by your bankers<span class="pagenum"><SPAN name="Page_211" id="Page_211"></SPAN></span> that we were coming,
ma'am?" began Starmidge, when he and Easleby had seated themselves near
Mrs. Lester. "The manager there was good enough to say he'd telephone
you."</p>
<p>Mrs. Lester, who had been curiously inspecting her callers and appeared
somewhat relieved to find that they were quite ordinary-looking beings,
entirely unlike her own preconceived notions of detectives, bowed her
head.</p>
<p>"Yes," she answered, "my bankers telephoned that an officer from
Scotland Yard would call on me this morning, and that I was to speak
freely to him, and in confidence, but—I really don't quite know what it
is that I'm to talk to you about, though I suppose I can guess."</p>
<p>"This, ma'am," answered Starmidge, bending towards the pile of
newspapers and tapping a staring head-line with his finger. "I see
you've been reading it up. I have been in charge of this affair since
Monday last, and I came up to town last night about it—specially. You
will have read in this morning's paper that the body of Mr. Frederick
Hollis was found at Scarnham yesterday?"</p>
<p>"Yes," said Mrs. Lester, with a sigh. "I have read of that. Of course, I
knew Mr. Hollis—he was an old friend of my husband. I saw him last
week. But—what took Mr. Hollis down to Scarnham? I have been in the
habit of seeing Mr. Hollis constantly—regularly—and I never even heard
him mention Scarnham, nor any person living at Scarnham. There are many
persons mentioned in these newspaper accounts," continued Mrs. Lester,
"in connection<span class="pagenum"><SPAN name="Page_212" id="Page_212"></SPAN></span> with this affair whose names I never heard before—yet
they are mentioned as if Mr. Hollis had something to do with them. Why
did he go there?"</p>
<p>"That, ma'am, is precisely what we want to find out from you!" replied
Starmidge, with a side glance at his fellow-detective. "It's just what
we've come for!"</p>
<p>He was watching Mrs. Lester very closely as he spoke, and he saw that up
to that moment she had certainly no explanation in her own mind as to
the reason of this police visit.</p>
<p>"But what can I tell you?" she exclaimed. "As I have said, I don't know
why Frederick Hollis went to Scarnham! He never mentioned Scarnham to me
when he was here last week."</p>
<p>"Let me tell you something that is not in the papers—yet—ma'am," said
Starmidge. "I think it will explain matters to you. When we examined Mr.
Hollis's effects at Scarnham, yesterday morning, after the finding of
his body, we found in his letter-case a cheque for ten thousand
pounds——"</p>
<p>Starmidge stopped suddenly. Mrs. Lester had started, and her pale face
had grown paler. Her eyes dilated as she looked at the two men.</p>
<p>"A cheque!" she exclaimed. "For—ten thousand pounds. On—him?
And—whose cheque?"</p>
<p>"It was a curious cheque, ma'am," replied Starmidge. "It was drawn on
Mr. Hollis's bankers, Vanderkiste, Mullineau & Company, of Lombard
Street. It was dated. It was filled in for ten thousand pounds—in words
and in figures. But it was not<span class="pagenum"><SPAN name="Page_213" id="Page_213"></SPAN></span> signed—and it was not made out to any
body. No name of payee, you understand, ma'am, no name of payer. But—it
is very evident Mr. Hollis made out that cheque intending to pay it
to—somebody. What we want to know is—who is—or was, that somebody? I
came up to town to try to find that out! I went to Mr. Hollis's bankers
this morning. They told me that last week Mr. Hollis paid into his
account there a cheque for ten thousand pounds, drawn by Helen Lester,
and told their manager that he should be drawing a cheque for his own
against it in a day or two. I then went to your bank, ma'am, saw your
bankers, and got your address. Now, Mrs. Lester, there's no doubt
whatever that the cheque which we found on Mr. Hollis is the cheque he
spoke of to Vanderkiste's manager. And we want you, if you please, to
tell us two things: For what purpose did you give Mr. Hollis ten
thousand pounds?—To whom was he to pay it? Tell us, ma'am—and we shall
have gone a long way to clearing this affair! And—it's more serious
than you'd think."</p>
<p>Mrs. Lester, who had listened to Starmidge with absorbed and almost
frightened attention, looked anxiously at both men before she replied to
the detective's direct inquiry.</p>
<p>"You will respect my confidence, of course?" she asked at last.
"Whatever I say to you will be in strict confidence?"</p>
<p>"Whatever you tell us, Mrs. Lester," answered Starmidge, "we shall have
to report to our superiors at the Criminal Investigation Department. You
may rely on their discretion—fully. But if there is any<span class="pagenum"><SPAN name="Page_214" id="Page_214"></SPAN></span> secret in
this, ma'am, it will all have to come out, now that it's an affair of
police investigation. Far better tell us here and now!"</p>
<p>"There'll be no publication of anything without Mrs. Lester's knowledge
and consent," remarked Easleby, who guessed at the reason of the lady's
diffidence. "This is a private matter, so far. All that she can tell us
will be for police information—only."</p>
<p>"I shall have to mention the affairs of—some other person," said Mrs.
Lester. "But—I suppose it's absolutely necessary? Now that you know
what you do, for instance, I suppose I could be made to give evidence,
eh!"</p>
<p>"I'm afraid you're quite right, ma'am," admitted Starmidge. "The mystery
of Mr. Hollis's death will certainly have to be cleared up. Now that
this cheque affair is out, you could be called as a witness at the
inquest. Better tell us, ma'am—and leave things to us."</p>
<p>Mrs. Lester, after a moment's reflection, looked steadily at her
visitors. "Very well!" she answered, "I suppose I had better. Indeed, I
have been feeling, ever since my bankers rang me up this morning, that I
should have to tell you—though I still can't see how anything that I
can tell you has to do—that is, precisely—with Mr. Hollis's visit to
Scarnham. Yet—it may—perhaps must have. The fact is, I recently called
in Mr. Hollis, as an old friend, to give me some advice. I must tell you
that my husband died last year—now about eight months ago. We have an
only son—who is an officer in the Army."<span class="pagenum"><SPAN name="Page_215" id="Page_215"></SPAN></span></p>
<p>"You had better give us his name—and regiment, ma'am," suggested
Starmidge.</p>
<p>Mrs. Lester hesitated a little.</p>
<p>"Very well," she said at last. "He is Lieutenant Guy Lester, of the 55th
Lancers. Stationed where? At present at Maychester. Now I have got to
tell you what is both painful and unpleasant for me to tell. My husband,
though a very kind father, was a very strict one. When our son went
into the Army, his father made him a certain yearly allowance which he
himself considered a very handsome one. But my husband," continued Mrs.
Lester, with a faint smile, "had been engaged in commercial pursuits all
his life, until a year or two before his death, and he did not know that
the expenses, and the—well, the style of living in a crack cavalry
regiment are—what they are. More than once Guy asked his father to
increase his allowance—considerably. His father always refused—he was
a strict and, in some ways, a very hard man about money. And so—my son
had recourse to a money-lender."</p>
<p>Starmidge, who was sitting close by his fellow-detective, pressed his
elbow against Easleby's sleeve—at last they were getting at something.</p>
<p>"Just so, ma'am," he said encouragingly. "Nothing remarkable in all this
so far—quite an everyday matter, I assure you! Nothing for you to
distress yourself about, either—all that can be kept quiet."</p>
<p>"Well," continued Mrs. Lester, "my son borrowed money from a
money-lender in London, expecting, of course, to pay it back on his
father's death. I must<span class="pagenum"><SPAN name="Page_216" id="Page_216"></SPAN></span> tell you that my husband married very late in
life—he was quite thirty years my senior. No doubt this money-lender
acquainted himself with Mr. Lester's age—and state of health."</p>
<p>"He would, ma'am, he would!" agreed Starmidge.</p>
<p>"He'd take particular good care of that, ma'am," added Easleby. "They
always do—in such cases."</p>
<p>"Yes," said Mrs. Lester, "but, you see, when my husband died, he did not
leave Guy anything at all! He left everything to me. So Guy had nothing
to pay the money-lender with. Then, of course, the money-lender began to
press him, and in the end Guy was obliged to come and tell me all about
it. That was only a few weeks ago. And it was very bad news, because the
man claimed much—very much—more money than he had ever advanced. His
demands were outrageous!"</p>
<p>Starmidge gave Mrs. Lester a keen glance, and realized an idea of her
innocence in financial matters.</p>
<p>"Ah!" he observed, "they are very grasping, ma'am, some of these
money-lenders! How much was this particular one asking of your son,
now?"</p>
<p>"He demanded between fourteen and fifteen thousand pounds," replied Mrs.
Lester. "An abominable demand!—for my son assured me that at the very
outside he had not had more than seven or eight thousand."</p>
<p>"And—what happened, ma'am?" inquired Starmidge sympathetically. "The
man pestered you, of course!"</p>
<p>"Guy made him one or two offers," answered Mrs. Lester. "Of course I
would have made them good—to<span class="pagenum"><SPAN name="Page_217" id="Page_217"></SPAN></span> get rid of the affair. It was no use—he
had papers and things signed by Guy—who had borrowed all the money
since he came of age—and he refused to abate a penny. The last time
that Guy called on him, he told him flatly that he would have his
fifteen thousand to the last shilling. It was, of course, extortion!"</p>
<p>Starmidge and Easleby exchanged looks. Both felt that they were on the
very edge of a discovery.</p>
<p>"To be sure, ma'am," asserted Starmidge. "Absolute extortion! And—what
is the name of the money-lending gentleman?"</p>
<p>"His name," replied Mrs. Lester, "is Godwin Markham."</p>
<p>"Did you ever see him, ma'am?" asked Starmidge.</p>
<p>Mrs. Lester looked her astonishment.</p>
<p>"I?" she exclaimed. "No—never!"</p>
<p>"Did your son ever describe him to you?—his personal appearance, I
mean," inquired Starmidge.</p>
<p>Mrs. Lester shook her head.</p>
<p>"No!" she replied. "Indeed, I have heard my son say that he never saw
Markham himself but once. He did his—business, I suppose you would call
it—with the manager—who always said—when this recent pressing
began—that he was powerless—he could only do what Mr. Markham bade him
do."</p>
<p>"Precisely!" said Starmidge. "There generally is a manager whose chief
business is to say that sort of thing, ma'am. Dear me!—and where,
ma'am, is this Mr. Godwin Markham's office? You know that, no doubt?"</p>
<p>"Oh, yes—it is in Conduit Street—off New Bond Street," replied Mrs.
Lester.<span class="pagenum"><SPAN name="Page_218" id="Page_218"></SPAN></span></p>
<p>"Of course you never went there?" asked Starmidge. "No, of course not.
All was done through your son, until you called in Mr. Hollis. Now, when
did you call in Mr. Hollis, Mrs. Lester?—the date's important."</p>
<p>"About a fortnight ago," replied Mrs. Lester—"I sent for him—I told
him all about it—I asked his advice. At his suggestion I gave him a
cheque for ten thousand pounds. He said he would make an endeavour to
settle the whole thing for that amount, and have everything cleared up.
He took the cheque away with him."</p>
<p>"Between then—that day when he was here and you gave him the cheque,"
asked Starmidge, "and last Saturday, when we know Mr. Hollis went to
Scarnham, did you hear of or from Mr. Hollis at all?"</p>
<p>"Only in this way," replied Mrs. Lester. "When he left me, he said that
before approaching Markham, as intermediary, he should like to see Guy,
and hear what his account of the transactions was, and that he would ask
my son to come up to town from Maychester and meet him. I heard from Guy
at the end of last week—last Saturday morning, as a matter of
fact—that he had been to town, that he had lunched with Mr. Hollis at
Mr. Hollis's club, and that after discussing the whole affair, Mr.
Hollis said that he would make a determined effort to settle the matter
at once. And after that," concluded Mrs. Lester, "I heard no more or
anything until I read of this Scarnham affair in the newspapers."</p>
<p>"And now that you have read it, ma'am, and have heard what I have to
tell," said Starmidge, "do you<span class="pagenum"><SPAN name="Page_219" id="Page_219"></SPAN></span> connect it in any way with Mr. Guy
Lester's affair?"</p>
<p>Mrs. Lester looked puzzled. She considered the detective's proposition
in silence for a time.</p>
<p>"No!" she answered at last. "Really, I don't!"</p>
<p>Starmidge got up, and Easleby followed his lead.</p>
<p>"Well, ma'am," said Starmidge, "there is a connection, without doubt,
and I think that within a very short time we shall have discovered what
it is. What you have told us has been of great assistance—the very
greatest assistance. And you can make your mind easy for the present—I
don't see any reason for any unpleasant publicity just now—in fact, I
think you'll find there won't be any. The unpleasant publicity, ma'am,"
concluded Starmidge, with an almost imperceptible wink at Easleby, "will
be for—some other people."</p>
<p>The two detectives bowed themselves out, re-entered their car, and were
driven on to Chesham. Neither had touched food since breakfast-time and
each was hungry. They discovered an old-fashioned hotel in the main
street of the little town, and were presently confronting a round of
cold beef, a cold ham, and two foaming tankards, in the snug parlour
which they had to themselves.</p>
<p>"One result of our profession, young Starmidge," observed the
middle-aged Easleby, bending towards his companion over a well-filled
plate, "is that it makes a man indulge in a tremendous lot of what you
might call intellectual speculation!"</p>
<p>"What are you speculating about?" asked Starmidge.</p>
<p>"This—on information received," replied Easleby,<span class="pagenum"><SPAN name="Page_220" id="Page_220"></SPAN></span> as he lifted his
tankard. "There are the names of three Scarnham gentlemen before
me—Gabriel Chestermarke, Joseph Chestermarke, John Horbury. Now,
then—which of the three sports the other name of Godwin Markham?"<span class="pagenum"><SPAN name="Page_221" id="Page_221"></SPAN></span></p>
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