<SPAN name="chap02"></SPAN>
<h3> Chapter II </h3>
<h3> A Reconnoiter </h3>
<p>The city of Chicago, with whose development the personality of Frank
Algernon Cowperwood was soon to be definitely linked! To whom may the
laurels as laureate of this Florence of the West yet fall? This singing
flame of a city, this all America, this poet in chaps and buckskin,
this rude, raw Titan, this Burns of a city! By its shimmering lake it
lay, a king of shreds and patches, a maundering yokel with an epic in
its mouth, a tramp, a hobo among cities, with the grip of Caesar in its
mind, the dramatic force of Euripides in its soul. A very bard of a
city this, singing of high deeds and high hopes, its heavy brogans
buried deep in the mire of circumstance. Take Athens, oh, Greece!
Italy, do you keep Rome! This was the Babylon, the Troy, the Nineveh of
a younger day. Here came the gaping West and the hopeful East to see.
Here hungry men, raw from the shops and fields, idyls and romances in
their minds, builded them an empire crying glory in the mud.</p>
<p>From New York, Vermont, New Hampshire, Maine had come a strange
company, earnest, patient, determined, unschooled in even the primer of
refinement, hungry for something the significance of which, when they
had it, they could not even guess, anxious to be called great,
determined so to be without ever knowing how. Here came the dreamy
gentleman of the South, robbed of his patrimony; the hopeful student of
Yale and Harvard and Princeton; the enfranchised miner of California
and the Rockies, his bags of gold and silver in his hands. Here was
already the bewildered foreigner, an alien speech confounding him—the
Hun, the Pole, the Swede, the German, the Russian—seeking his homely
colonies, fearing his neighbor of another race.</p>
<p>Here was the negro, the prostitute, the blackleg, the gambler, the
romantic adventurer par excellence. A city with but a handful of the
native-born; a city packed to the doors with all the riffraff of a
thousand towns. Flaring were the lights of the bagnio; tinkling the
banjos, zithers, mandolins of the so-called gin-mill; all the dreams
and the brutality of the day seemed gathered to rejoice (and rejoice
they did) in this new-found wonder of a metropolitan life in the West.</p>
<p>The first prominent Chicagoan whom Cowperwood sought out was the
president of the Lake City National Bank, the largest financial
organization in the city, with deposits of over fourteen million
dollars. It was located in Dearborn Street, at Munroe, but a block or
two from his hotel.</p>
<p>"Find out who that man is," ordered Mr. Judah Addison, the president of
the bank, on seeing him enter the president's private waiting-room.</p>
<p>Mr. Addison's office was so arranged with glass windows that he could,
by craning his neck, see all who entered his reception-room before they
saw him, and he had been struck by Cowperwood's face and force. Long
familiarity with the banking world and with great affairs generally had
given a rich finish to the ease and force which the latter naturally
possessed. He looked strangely replete for a man of thirty-six—suave,
steady, incisive, with eyes as fine as those of a Newfoundland or a
Collie and as innocent and winsome. They were wonderful eyes, soft and
spring-like at times, glowing with a rich, human understanding which on
the instant could harden and flash lightning. Deceptive eyes,
unreadable, but alluring alike to men and to women in all walks and
conditions of life.</p>
<p>The secretary addressed came back with Cowperwood's letter of
introduction, and immediately Cowperwood followed.</p>
<p>Mr. Addison instinctively arose—a thing he did not always do. "I'm
pleased to meet you, Mr. Cowperwood," he said, politely. "I saw you
come in just now. You see how I keep my windows here, so as to spy out
the country. Sit down. You wouldn't like an apple, would you?" He
opened a left-hand drawer, producing several polished red winesaps, one
of which he held out. "I always eat one about this time in the
morning."</p>
<p>"Thank you, no," replied Cowperwood, pleasantly, estimating as he did
so his host's temperament and mental caliber. "I never eat between
meals, but I appreciate your kindness. I am just passing through
Chicago, and I thought I would present this letter now rather than
later. I thought you might tell me a little about the city from an
investment point of view."</p>
<p>As Cowperwood talked, Addison, a short, heavy, rubicund man with
grayish-brown sideburns extending to his ear-lobes and hard, bright,
twinkling gray eyes—a proud, happy, self-sufficient man—munched his
apple and contemplated Cowperwood. As is so often the case in life, he
frequently liked or disliked people on sight, and he prided himself on
his judgment of men. Almost foolishly, for one so conservative, he was
taken with Cowperwood—a man immensely his superior—not because of the
Drexel letter, which spoke of the latter's "undoubted financial genius"
and the advantage it would be to Chicago to have him settle there, but
because of the swimming wonder of his eyes. Cowperwood's personality,
while maintaining an unbroken outward reserve, breathed a tremendous
humanness which touched his fellow-banker. Both men were in their way
walking enigmas, the Philadelphian far the subtler of the two. Addison
was ostensibly a church-member, a model citizen; he represented a point
of view to which Cowperwood would never have stooped. Both men were
ruthless after their fashion, avid of a physical life; but Addison was
the weaker in that he was still afraid—very much afraid—of what life
might do to him. The man before him had no sense of fear. Addison
contributed judiciously to charity, subscribed outwardly to a dull
social routine, pretended to love his wife, of whom he was weary, and
took his human pleasure secretly. The man before him subscribed to
nothing, refused to talk save to intimates, whom he controlled
spiritually, and did as he pleased.</p>
<p>"Why, I'll tell you, Mr. Cowperwood," Addison replied. "We people out
here in Chicago think so well of ourselves that sometimes we're afraid
to say all we think for fear of appearing a little extravagant. We're
like the youngest son in the family that knows he can lick all the
others, but doesn't want to do it—not just yet. We're not as handsome
as we might be—did you ever see a growing boy that was?—but we're
absolutely sure that we're going to be. Our pants and shoes and coat
and hat get too small for us every six months, and so we don't look
very fashionable, but there are big, strong, hard muscles and bones
underneath, Mr. Cowperwood, as you'll discover when you get to looking
around. Then you won't mind the clothes so much."</p>
<p>Mr. Addison's round, frank eyes narrowed and hardened for a moment. A
kind of metallic hardness came into his voice. Cowperwood could see
that he was honestly enamoured of his adopted city. Chicago was his
most beloved mistress. A moment later the flesh about his eyes
crinkled, his mouth softened, and he smiled. "I'll be glad to tell you
anything I can," he went on. "There are a lot of interesting things to
tell."</p>
<p>Cowperwood beamed back on him encouragingly. He inquired after the
condition of one industry and another, one trade or profession and
another. This was somewhat different from the atmosphere which
prevailed in Philadelphia—more breezy and generous. The tendency to
expatiate and make much of local advantages was Western. He liked it,
however, as one aspect of life, whether he chose to share in it or not.
It was favorable to his own future. He had a prison record to live
down; a wife and two children to get rid of—in the legal sense, at
least (he had no desire to rid himself of financial obligation toward
them). It would take some such loose, enthusiastic Western attitude to
forgive in him the strength and freedom with which he ignored and
refused to accept for himself current convention. "I satisfy myself"
was his private law, but so to do he must assuage and control the
prejudices of other men. He felt that this banker, while not putty in
his hands, was inclined to a strong and useful friendship.</p>
<p>"My impressions of the city are entirely favorable, Mr. Addison," he
said, after a time, though he inwardly admitted to himself that this
was not entirely true; he was not sure whether he could bring himself
ultimately to live in so excavated and scaffolded a world as this or
not. "I only saw a portion of it coming in on the train. I like the
snap of things. I believe Chicago has a future."</p>
<p>"You came over the Fort Wayne, I presume," replied Addison, loftily.
"You saw the worst section. You must let me show you some of the best
parts. By the way, where are you staying?"</p>
<p>"At the Grand Pacific."</p>
<p>"How long will you be here?"</p>
<p>"Not more than a day or two."</p>
<p>"Let me see," and Mr. Addison drew out his watch. "I suppose you
wouldn't mind meeting a few of our leading men—and we have a little
luncheon-room over at the Union League Club where we drop in now and
then. If you'd care to do so, I'd like to have you come along with me
at one. We're sure to find a few of them—some of our lawyers,
business men, and judges."</p>
<p>"That will be fine," said the Philadelphian, simply. "You're more than
generous. There are one or two other people I want to meet in between,
and"—he arose and looked at his own watch—"I'll find the Union Club.
Where is the office of Arneel & Co.?"</p>
<p>At the mention of the great beef-packer, who was one of the bank's
heaviest depositors, Addison stirred slightly with approval. This
young man, at least eight years his junior, looked to him like a future
grand seigneur of finance.</p>
<p>At the Union Club, at this noontime luncheon, after talking with the
portly, conservative, aggressive Arneel and the shrewd director of the
stock-exchange, Cowperwood met a varied company of men ranging in age
from thirty-five to sixty-five gathered about the board in a private
dining-room of heavily carved black walnut, with pictures of elder
citizens of Chicago on the walls and an attempt at artistry in stained
glass in the windows. There were short and long men, lean and stout,
dark and blond men, with eyes and jaws which varied from those of the
tiger, lynx, and bear to those of the fox, the tolerant mastiff, and
the surly bulldog. There were no weaklings in this selected company.</p>
<p>Mr. Arneel and Mr. Addison Cowperwood approved of highly as shrewd,
concentrated men. Another who interested him was Anson Merrill, a
small, polite, recherche soul, suggesting mansions and footmen and
remote luxury generally, who was pointed out by Addison as the famous
dry-goods prince of that name, quite the leading merchant, in the
retail and wholesale sense, in Chicago.</p>
<p>Still another was a Mr. Rambaud, pioneer railroad man, to whom Addison,
smiling jocosely, observed: "Mr. Cowperwood is on from Philadelphia,
Mr. Rambaud, trying to find out whether he wants to lose any money out
here. Can't you sell him some of that bad land you have up in the
Northwest?"</p>
<p>Rambaud—a spare, pale, black-bearded man of much force and exactness,
dressed, as Cowperwood observed, in much better taste than some of the
others—looked at Cowperwood shrewdly but in a gentlemanly, retiring
way, with a gracious, enigmatic smile. He caught a glance in return
which he could not possibly forget. The eyes of Cowperwood said more
than any words ever could. Instead of jesting faintly Mr. Rambaud
decided to explain some things about the Northwest. Perhaps this
Philadelphian might be interested.</p>
<p>To a man who has gone through a great life struggle in one metropolis
and tested all the phases of human duplicity, decency, sympathy, and
chicanery in the controlling group of men that one invariably finds in
every American city at least, the temperament and significance of
another group in another city is not so much, and yet it is. Long
since Cowperwood had parted company with the idea that humanity at any
angle or under any circumstances, climatic or otherwise, is in any way
different. To him the most noteworthy characteristic of the human race
was that it was strangely chemic, being anything or nothing, as the
hour and the condition afforded. In his leisure moments—those free
from practical calculation, which were not many—he often speculated as
to what life really was. If he had not been a great financier and,
above all, a marvelous organizer he might have become a highly
individualistic philosopher—a calling which, if he had thought
anything about it at all at this time, would have seemed rather
trivial. His business as he saw it was with the material facts of
life, or, rather, with those third and fourth degree theorems and
syllogisms which control material things and so represent wealth. He
was here to deal with the great general needs of the Middle West—to
seize upon, if he might, certain well-springs of wealth and power and
rise to recognized authority. In his morning talks he had learned of
the extent and character of the stock-yards' enterprises, of the great
railroad and ship interests, of the tremendous rising importance of
real estate, grain speculation, the hotel business, the hardware
business. He had learned of universal manufacturing companies—one
that made cars, another elevators, another binders, another windmills,
another engines. Apparently, any new industry seemed to do well in
Chicago. In his talk with the one director of the Board of Trade to
whom he had a letter he had learned that few, if any, local stocks were
dealt in on 'change. Wheat, corn, and grains of all kinds were
principally speculated in. The big stocks of the East were gambled in
by way of leased wires on the New York Stock Exchange—not otherwise.</p>
<p>As he looked at these men, all pleasantly civil, all general in their
remarks, each safely keeping his vast plans under his vest, Cowperwood
wondered how he would fare in this community. There were such
difficult things ahead of him to do. No one of these men, all of whom
were in their commercial-social way agreeable, knew that he had only
recently been in the penitentiary. How much difference would that make
in their attitude? No one of them knew that, although he was married
and had two children, he was planning to divorce his wife and marry the
girl who had appropriated to herself the role which his wife had once
played.</p>
<p>"Are you seriously contemplating looking into the Northwest?" asked Mr.
Rambaud, interestedly, toward the close of the luncheon.</p>
<p>"That is my present plan after I finish here. I thought I'd take a
short run up there."</p>
<p>"Let me put you in touch with an interesting party that is going as far
as Fargo and Duluth. There is a private car leaving Thursday, most of
them citizens of Chicago, but some Easterners. I would be glad to have
you join us. I am going as far as Minneapolis."</p>
<p>Cowperwood thanked him and accepted. A long conversation followed
about the Northwest, its timber, wheat, land sales, cattle, and
possible manufacturing plants.</p>
<p>What Fargo, Minneapolis, and Duluth were to be civically and
financially were the chief topics of conversation. Naturally, Mr.
Rambaud, having under his direction vast railroad lines which
penetrated this region, was confident of the future of it. Cowperwood
gathered it all, almost by instinct. Gas, street-railways, land
speculations, banks, wherever located, were his chief thoughts.</p>
<p>Finally he left the club to keep his other appointments, but something
of his personality remained behind him. Mr. Addison and Mr. Rambaud,
among others, were sincerely convinced that he was one of the most
interesting men they had met in years. And he scarcely had said
anything at all—just listened.</p>
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